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All of our home loan originators are registered with the Nationwide Mortgage Licensing System and Registry (NMLS System). To obtain the NMLS identification number of a Northern Wyoming Capital Loan Officer, please call our Client Assistance Center at 800-325-2424. The NMLS identification number can be used to search the NMLS National Database
to view their background information.

The following information applies to the mortgage products featured above
  • Featured Rates include 0.125% off the rate with an automatic payment deduction (ACH) from a Northern Wyoming Capital Personal Checking account, for loan amounts up to $1,000,000. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to Government Assisted Mortgages. ACH offer is subject to change without notice and may be withdrawn at any time.
  • The payment amount shown includes principal and interest. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.
  • Combined Loan to Value (CLTV) up to 90% for certain mortgage products, property types and loan amounts.
  • Mortgages are available in CT, MA, NY and RI.
  • Rate assumes purchase of a primary residence, single-family property.
  • Actual rates may vary based on credit qualifications, loan amount, CLTV, term and geography. Rates are subject to change on a daily basis.
  • All loans are subject to the normal credit approval process.
  • APR assumes 20% down payment for a single-family property and a Loan Origination fee of $900 on the fixed-rate and adjustable-rate mortgages, and $950 on the jumbo mortgage. APR also includes 0% - 2.0% (points) of the loan amount depending on which rate option is selected.
  • Interest rate will be based on an index known as the 30-day Average SOFR index published by the Federal Reserve Bank of New York.
1Fixed-Rate Mortgage: Annual Percentage Rate (APR) on a Northern Wyoming Capital Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Northern Wyoming Capital . Rate quoted is valid as of the effective date listed on the Fixed Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit Northern Wyoming Capital Bank.com to check the latest rates. Rate includes a 0.125% discount for automatic payments (ACH) made from a Northern Wyoming Capital personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed is for loan amount less than $647,201. Quoted rate displayed for 15 Year Fixed is for loan amount less than $647,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

2Adjustable-Rate Mortgage: Annual Percentage Rate (APR) on a Northern Wyoming Capital Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Northern Wyoming Capital . Rate quoted is valid as of the effective date listed on the Adjustable Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit Northern Wyoming Capital Bank.com to check the latest rates. Rate quoted is a variable rate and will change every 6 months after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate includes a 0.125% discount for automatic payments (ACH) made from a Northern Wyoming Capital personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for Adjustable Rate Conventional 7/6m mortgage is for loan amount less than $647,201. Quoted rate displayed for Adjustable Rate Conventional 10/6m mortgage is for loan amount less than $647,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single-family property.

3Jumbo Mortgage: Annual Percentage Rate (APR) on a Northern Wyoming Capital Jumbo mortgage is listed as an example only and does not represent a guaranteed rate by Northern Wyoming Capital . Rate quoted is valid as of the effective date listed on the Jumbo mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit Northern Wyoming Capital Bank.com to check the latest rates. Rate assumes a loan amount of $647,201 or greater and automatic payments (ACH) made from a Northern Wyoming Capital personal checking account. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed Jumbo mortgage is for loan amount greater than $647,200 Quoted rate displayed for 15 Year Fixed Jumbo mortgage is for loan amount greater than $647,200. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single-family property.

 
 

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